Curiosity Mill

On the last day of 2019 my total ROIC since 2002 was 82 % The S&P 500 returned 197% for the same period. Retirement: 63%  Brokerage: 37% In August I bought more PRU at $90. At year end PRU was nineteen percent of my portfolio with a total unrealized gain of 14%. In June I bought Tesla (TSLA) at $44, in August at $45, in October at $50, and in December at $67. At year end TSLA was seventeen percent of my portfolio with a total unrealized gain of 68%. At year end BRK was seven percent of my portfolio with a total unrealized gain of 15%. In September I sold the house that I bought in 2005, netting about one hundred dollars of cash. Total cash at year end was twenty six dollars. I contributed one dollar to my 401K.

On the last day of 2018 my total ROIC since 2002 was  46% The S&P 500 returned 165% for the same period.  In 2018 I bought fifteen dollars of Berkshire Hathaway (BRK), seven dollars of PRU, and contributed four dollars to my 401K. At year end BRK was fourteen percent of my portfolio with a total unrealized gain of 3% The other eighty six percent of my portfolio was in passive funds.

On the last day of 2017 my total ROIC since 2002 was  94% The S&P 500 returned 170% for the same period.  In 2017 I bought six dollars of PRU and contributed four dollars to my 401K. In December I also sold half of my PRU shares, netting nine dollars of cash.

On the last day of 2016 my total ROIC since 2002 was 68% The S&P 500 returned 148% for the same period.  In 2016 I contributed five dollars to my 401K and bought two dollars of PRU.

On the last day of 2015 my total ROIC since 2002 was   53% The S&P 500 returned 136% for the same period.  In 2015 I contributed three dollars to my 401K and bought one dollar of Prudential financial (PRU). This was my first foray into individual stock investing.

On the last day of 2014 my total ROIC since 2002 was 48% . The S&P 500 returned 134% for the same period.  In 2014 I contributed two dollars to a new 401K. 

On the last day of 2013 my total ROIC since 2002 was  41% The S&P 500 returned 121% for the same period. 

On the last day of 2012 my total ROIC since 2002 was  18% .  The S&P 500 returned 88% for the same period. In 2012 I withdrew twenty five dollars from my investment accounts for a down payment on another house, fourteen of which were realized investment gains, and the remaining eleven dollars came from invested cash. 

On the last day of 2011 my total ROIC since 2002 was  48% , or a little over five percent per year, for nine years.  The S&P 500 returned over 70% for the same period. In the fall of 2002 I began investing by opening a ROTH IRA retirement account with approximately sixteen dollars. The funds were allocated to a diversified portfolio of funds managed by a financial planner. I contributed small amounts each year through about 2009.  In 2004 I opened a traditional retirement account through the federal government Thrift Savings Plan (TSP) to invest some of the tax-free combat pay I would collect while deployed to Iraq. I contributed approximately three dollars for the year.  In 2005 I contributed about another three dollars of combat pay to the TSP and a nominal amount to the ROTH IRA. I also bought a house for no money down using the VA Loan. From 2006 to 2011 I paid little attention to the retirement accounts and collected some rental income from the house. I est...